Mortgage / HELOC

Home loans are easier when you have an experienced guide to walk you through every step of the process... and that's exactly what MidAmerica National Bank's Real Estate Loan Officers are here for. We can help you pre-qualify, determine what price range you should search, and, most importantly, we'll help you figure out what type of loan is best for your situation. Our lending decisions are made locally, so you can ensure that we understand your neighborhood and want to help you achieve your home-ownership dreams.

If you are looking to buy a home, we can help you get pre-qualified so you know what you can afford. We’ll even provide you with a Pre-qualification Letter to provide a stronger buying offer.

If you already have a home you love, but are looking to refinance, we can meet your needs. We offer several refinance options, including a simple change in rate or term, or a cash-out refinance that can provide you with funds to consolidate debt or make home improvements.

Whether Purchasing or Refinancing, we have various products available to meet your needs, including:

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages

MidAmerica National Bank is proud to partner with you by financing the construction of your dream home. Your Loan Officer can help walk you through the necessary steps and required documents to get things moving in the right direction. Not only can we provide you with temporary construction financing, but we can also provide you with a permanent loan once construction is complete.

A Home Equity Line of Credit is an open, revolving line of credit that allows you to easily tap into the Equity in your home. With a Line of Credit, MidAmerica National Bank will issue checks for you to write on your Home Equity account.

MidAmerica National Bank is also proud to offer the Home Equity Check Card, a convenient and easy way to access your Home Equity Line of Credit. The Home Equity Check Card works just like a debit card. Simply swipe, enter your personal identification number (PIN), and you're making the most of a very valuable asset... your home!

A second mortgage is a closed-end loan, which is a great option if you want to use the Equity in your home to fund home improvements, college tuition, a wedding, or other items but still have a set term and installment payments. As with many of our loan options, you can even have your payment automatically deducted from your bank account monthly so there’s no need to worry about paying on time.


Click on the name of the Loan Officer you want to work with and you'll be directed to their personalized website. You may also contact our Loan Officers by phone or email.

130 North Side Square, Macomb, IL 61455
Office: (309) 833-4111, ext. 5141

100 West Elm Street, Canton, IL 61520
Office: (309) 647-5000