Additional Services

At MidAmerica National Bank, we believe in doing all we can to help you manage your finances in a way that suits you best. Whether it's offering financial options for your home or business or simply providing services for your day-to-day banking, we're here to help you one-on-one.

Click to learn more:

  • Debit Cards
  • MasterCard® SecureCode™
  • Credit Cards

At MidAmerica National Bank, we understand that what is easy and convenient to one customer might not be easy and convenient to another customer. That's why we offer Telephone Banking as another off-site banking option. You can make inquiries about your accounts and loans and also make transfers at any time of the day or night. 

If you have never used Bank-By-Phone before, you will need to call our Customer Service Department toll-free at 877-647-5050 during business hours to receive a temporary PIN (Personal Identification Number). Once you receive your temporary PIN, you can activate your account and access our toll-free Telephone Banking 24 hours a day by calling 877-472-9291. 
Direct Deposit
Direct Deposit allows funds to be automatically deposited to your MidAmerica National Bank checking or savings account. With direct deposit you have the security of knowing your funds will be deposited even when you are unable to come to the bank. Also, if your money is deposited into an interest-bearing account, it will begin to earn interest right away.
Automatic Transfer/Overdraft Protection
You can transfer funds between any of your MidAmerica National Bank accounts. Schedule transfers on a regular schedule or when an account reaches a certain balance.
Safe Deposit Boxes
Safe deposit boxes are a secure way to keep your personal valuables safe and easy to locate. Offered at all of our banking centers , safe deposit boxes come in various sizes beginning with 3" x 5" and increasing in size to a 10" x 10". All boxes are accessible during banking hours and we provide viewing rooms for you to view the contents. Please note that no insurance coverage is provided on box contents by FDIC or this financial institution, but boxes are housed in fireproof safe vaults.
VISA® Gift Cards
Visa gift cards are convenient and can be used to make purchases online, by phone, or in person anywhere Visa debit is accepted within the U.S.

Visa gift cards can be purchased from any personal banker in $5.00 increments from $10.00 to $1,000.00, and the fee is just $4.00 per card. Not available at our West Jackson banking center in Macomb.

Pick up a Visa gift card today and give them a little gift that will go over big!

Visa gift cards are issued by MetaBank ® , Member FDIC, pursuant to a license from Visa U.S.A. Inc. Monthly inactivity fee of $2.95 after 12 consecutive months of inactivity. Lost/stolen replacement card is $5.00. 

Debit Cards
Debit Cards deduct funds from your checking account. Although they look and act like a credit card, there are no finance fees because the money is simply deducted from your account. Imagine not having to write a check or worry it won't be accepted at an establishment! Because Debit Cards are accepted wherever MasterCard is accepted, they are great for those who like to travel or who simply don't like carrying cash. To find out more about Debit Cards, please read our frequently asked questions section below.
What is the MidAmerica National Bank Debit Card?
It is a debit card that essentially operates as an electronic checkbook at any merchants accepting MasterCard or Shazam. It also doubles as an automated teller machine (ATM) card for making deposits, withdrawals, or transfers between your checking and savings accounts. It can be used at Shazam point-of-sale (POS) terminals, too.
With a MidAmerica National Bank Debit Card, do I still need a credit card?
If you prefer to buy on credit or if you want to spread out payments you would still need a credit card. The amount is deducted immediately from your checking account rather than purchasing on credit and making payments.
Why have a debit card?
World of convenience! Use it at any location accepting MasterCard or Shazam. That includes millions of merchants across the world. No need to carry checks or worry about them getting lost or stolen. Plus, you have ATM access 24 hours a day.
How do I keep track of purchases?
Merchants will give you a receipt for your purchase just as they normally would. Plus, each purchase will be detailed on your monthly checking account statement.
Can I link my savings account to my MidAmerica National Bank Debit Card?
You can access your savings account via ATMs if you link your debit card to your savings account. All purchase transactions will be posted to your checking account, not your savings.
What happens if I lose my MidAmerica National Bank Debit Card?
Contact us immediately. That's all there is to it. We'll handle all the details. 
How do I sign up for the MidAmerica National Bank Debit Card?
How do I sign up for a MidAmeerica National Bank Debit Card?
You can apply for a debit card at any of our banking centers.

MasterCard® SecureCode™
Protect your Debit MasterCard® on the internet with MasterCard® SecureCode™. MasterCard® SecureCode™ is an online security service to protect you against unauthorized use of your MidAmerica National Bank Debit Card while shopping online at participating merchants. Register now for MasterCard® SecureCode™ .
What is MasterCard® SecureCode™?
MasterCard® SecureCode™ is a service to enhance your Debit MasterCard®. A private code means added protection against unauthorized use of your card when you shop at participating online retailers.
How does MasterCard® SecureCode™ work?
Once you've registered and created your own private SecureCode™, you will be automatically prompted at checkout to provide your SecureCode™ each time you make a purchase with a participating online merchant. Your SecureCode™ is quickly confirmed and then your purchase is completed. Your SecureCode™ will never be shared with the merchant. It's just like entering your PIN at an ATM.
How does MasterCard® SecureCode™ protect me?
When you correctly enter your SecureCode™ during a purchase at a participating online merchant, you confirm that you are the authorized cardholder and your purchase is then completed. If an incorrect SecureCode™ is entered, the purchase will not be completed. Even if someone knows your debit card number, the purchase cannot be completed without your SecureCode™ at a participating merchant. To learn more, go to MasterCard® SecureCode™ .

Credit Cards
We offer consumer credit cards to fit your lifestyle*:
  • Low rate personal cards
  • Earn what you want with rewards cards
  • Enjoy credit convenience
Click Here to learn more.

* Subject to credit review and approval. Cards issued by Fifth Third Bank, pursuant to a license from Visa, U.S.A., Inc. or MasterCard International Incorporated.

Once you have your card, securely access your credit card information at for the following features:

  • View Account Summary Information
  • View Payment History
  • View Transaction History
  • Make Payments Online
  • Schedule AutoPay
  • Request PIN
  • Order Replacement Card