Retail Rates

Minimum Deposit to 
Open Account
Minimum Balance to Obtain Annual Percentage Yield
Interest Rate APY (quarterly)
NOW Checking & 
Health Savings Account
$100
$0 - $9,999.99
$10,000 and greater
0.05%
0.10%
0.05%
0.10%
Statement Savings $100
$0 - $999.99
$1,000 - $24,999.99
$25,000 and greater
0.05%
0.05%
0.10%
0.05%
0.05%
0.10%
Insured Money Market Account $2,500
$0 - $2,499.99
$2,500 - $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 and greater
0.00%
0.05%
0.05%
0.05%
0.10%
0.15%
0.00%
0.05%
0.05%
0.05%
0.10%
0.15%
3-month CD*
$1,000 $1,000 and greater 0.15% 0.15%
6-month CD*
$1,000 $1,000 and greater 0.25% 0.25%
12-month CD*
12-month IRA* (Fixed)
$1,000
$100
$1,000 and greater
$100 and greater
0.35%
0.35%
0.35%
0.35%
16-month CD*
$5,000 $5,000 and greater 0.45% 0.45%
18-month CD*
18-month IRA* (Fixed)
$1,000
$100
$1,000 and greater
$100 and greater
0.50%
0.50%
0.50%
0.50%
24-month 
Bump Up CD*
$5,000
$5,000 and greater
0.55%
0.55%
24-month CD*
24-month IRA* (Fixed)
$1,000
$100
$1,000 and greater
$100 and greater
0.60%
0.60%
0.60%
0.60%
30-month CD*
$5,000
$5,000 and greater
0.80%
0.80%
36-month CD*
36-month IRA* (Fixed)
$1,000
$100
$1,000 and greater
$100 and greater
0.90%
0.90%
0.90%
0.90%
48-month CD*
48-month IRA* (Fixed)
$1,000
$100
$1,000 and greater
$100 and greater
1.10%
1.10%
1.10%
1.10%
60-month CD*
60-month IRA* (Fixed)
$1,000
$100
$1,000 and greater
$100 and greater
1.25%
1.25%
1.26%
1.26%