Skip to main content


M-Club NOW Account

The M-Club NOW Account offers the bonus of an interest-bearing checking account with the benefits of our M-Club Checking Account for our customers age 50 or better! Your deposits earn interest from the date of deposit to the date of withdrawal*. Statements include images of checks and are available through paper or eStatements. You'll be able to bank anywhere with Online and Mobile Banking and MyLife Personal Financial Management Tool will help you budget to meet your financial goals. M-Club members also enjoy discounted checks, discounts from community businesses, and discounted trips with MNB.


  • Minimum opening deposit of $100
  • Keeping a minimum average balance of $1,500 will waive the monthly service fee of $10
  • Unlimited check writing (no per check fee)
  • Discounts on M-Club checks are available
  • Debit card (subject to approval)
  • New customers can receive free 3" x 5" Safe Deposit Box rental for one year at account opening and a 15% discount on rental with auto-debit thereafter
  • Half price money orders and cashier's checks (limit five per month)

Get Started Now

* Balances over $10,000 earn interest.

All accounts are subject to approval.

By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information visit

Stay Informed

We'll only send things you are interested in. Never spam, promise.

* Indicates Required