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What to bring to open a Personal Account

MNB offers a variety of checking accounts to simplify your finances and meet your everyday banking needs. All accounts are designed with your best interests in mind.

Important Information about Procedures
for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you


We will ask for your name, social security number, address, date of birth, and other information that will allow us to identify you. We will need to see your driver’s license or other identifying documents. If you are opening a joint account, all signers on the account will also need to provide this information.

The information you provide is protected by our Privacy Policy and federal law.

You have two options for opening a personal account



1. Open an account at any MidAmerica National Bank location


Visit any MNB location and receive personal service to help you choose the right account for your financial needs.

Items needed to open an account in branch:
  • Personal identification (current driver’s license, state issued identification card, or passport)
  • Proof of address (if less than one year at current address)
  • Social security number
  • Money to open the account

2. Open an account online


Items needed to open an account online:
  • Social security number
  • Mailing address (not PO Box)
  • Driver’s license number, issue date, and expiration date
  • Current e-mail address where we can deliver electronic disclosures as well as communicate with you during the application process
  • Date of birth
  • Phone number
  • Employer name
  • Account number and routing number of your current account if you choose to fund your MNB account electronically
  • The access to view and print disclosures presented to you in PDF format via Adobe Acrobat Reader
Please note that all applications are subject to our approval, and a review of your credit history may be used in the approval process.

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