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M-Club eChecking

If you are age 50 or better, M-Club eChecking can help you stay in touch with your account anytime, anywhere! With Online and Mobile Banking, you will have access to eStatements (paper statements and check images are not available with this account) and our MyLife Personal Financial Management Tool to help you manage your entire financial portfolio. M-Club members also enjoy discounted checks, discounts from community businesses, and discounted trips with MNB.


  • Minimum opening deposit of $100
  • No minimum balance requirement
  • No monthly fee
  • Unlimited check writing (no per check fee)
  • First box of 100 M-Club checks is free at account opening
  • Receive an additional 100 M-Club checks per year at half price
  • Debit card (subject to approval)
  • New customers can receive free 3" x 5" Safe Deposit Box rental for one year at account opening and a 15% discount on rental with auto-debit thereafter
  • Half price money orders and cashier's checks (limit five per month)

Get Started Now

All accounts are subject to approval.

By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information visit

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